FinXP is an established European payments and banking fintech committed to empowering businesses to easily make and receive payments as best suits them. The company is led by a leadership team with deep experience successfully serving highly regulated markets such as iGaming, Blockchain, and others.
FinXP offers a portfolio of solutions, but its flagship product is IBAN4U. This is a best-in-class, dedicated Euro business account used to make and receive SEPA CT & SEPA Inst payments, as well as to collect SEPA Direct Debits. Through our proprietary online platform, users can make fast and cost-efficient cross-border payments to 100 countries in various currencies such as USD, GBP, CHF and many others. IBAN4U, which is not dependent on intermediary banks, also comes with a physical Mastercard debit card which can be managed via a mobile app.
Beyond IBAN4U, the company also offers a payment gateway for credit card processing and several alternative payment methods. Alongside these solutions, the team provides a consultative approach allowing clients to benefit from its deep expertise in payments and banking.
FinXP, founded in 2014, is an electronic money institution licensed by the Malta Financial Services Authority. Its license has been passported within the EU and EEA, and it is registered with the European Payments Council and Swift. It is also a principal member of Mastercard.